Monday, August 24, 2009

Bad Credit Car Loans for Credit Challenged People

A bad credit history for borrowers is an unpleasant obstacle while financing their vehicle. The reasons of poor credit may be numerous like past bankruptcy, repossessions or defaults. Hence for credit challenged people, Auto financing may seem as an impossible task. Yet, poor credit history cannot stop any borrower to buy their dream automobile with rapid car loans company. If you are tired of applications denials, let us help you to get guaranteed approval with bad credit auto loans. We can qualify your automotive finance either for your new or used automotive from dealer or private party, hassles free and at lowest possible rates regardless of your credit history.
Our bad credit auto loan is special designed for the people having less than perfect credit score, which enables them to get their vehicle at affordable rates while establishing their credit. These loans also gives a second chance to people who already own vehicle and are stuck up with higher monthly payments by the way of bad credit refinancing. It a belief that low interest rates and bad credit cannot go hand in hand. And another is no cosigner and bad credit. However, we can help you to disprove this belief through our no cosigner bad credit car loans, where you can get bad credit automobile loans without co-signer.
Although for the people with too low of credit score it almost becomes impossible to get approved with normal auto loan lenders being strict about credit check. This may be the reason why vehicle loans without credit check are becoming more and more popular these days. No credit check auto loan proves helpful when you are afraid to show your credit history. This way, no matter how bad your credit may be, we can still assure you of approval on your auto finance. As we have a nationwide network of thousands of sub-prime lenders. These are the type of car lenders who are ready to take higher risks under certain circumstances. We allow them to compete with each other as soon as we receive your application to get you quotes as per your needs. Thus you are paid much better off with the sub prime lending.

Monday, August 10, 2009

Retirement Planning Gets Harder After the Housing Bust

Retirement planning sure has gotten a lot more difficult since the housing market and the stock market both went bust. Conventional wisdom used to be that, if you didn't save enough money and invest it well enough, your rising home equity would make up the difference for you - and possibly much, much more.

Obviously, that's changed rather dramatically.

I sometimes wonder what my old dentist thinks about real estate these days after reacting in shock when, about four years ago, the possibility was raised that home prices may not keep going up forever. The idea of home prices actually going down caused him to take a step back, drill still in hand, and after commenting, "My retirement is depending on it" when referring to his home equity, I said no more.

The crown turned out just fine.

According to this report at MarketWatch, an increasing number of Americans are now sufficiently past the shock phase in their reaction to what has transpired in the housing market in recent years that they're beginning to look at things with a clearer head.

This change in thinking splashes a good amount of cold water on what has been dogma at the National Association of Realtors - that homeownership is a way to build wealth.

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